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77 posts categorized "Car Insurance"

July 09, 2014

The Male Vs. Female Driver: How Does Your Sex Affect Your Auto Insurance Rates?

Woman-driver-thinkstock-169280608-6x4There are a number of factors that can play a role in the price of your insurance. One of the most hotly debated of these factors is whether you are male or female, something that can have a huge bearing on the cost of your insurance costs.

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August 19, 2013

Do You Know What To Do If Your Car Is Stolen?

Stolen-car_car-theft-thinkstock-144338639It happened to me, and I remember the feeling: “I could swear this is where I parked it, but it’s not here… Uh, oh! That broken glass can only mean one thing….”


According to National Highway Traffic Safety Administration’s theft rate data, more than 9 million model year 2010 vehicles were produced in calendar year 2010—and 10,568 were stolen. Of those stolen, 8,736 were passenger cars, 1,689 were multipurpose passenger vehicles, and 143 were light-duty trucks.

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August 16, 2013

Obvious Tip: Lock Your Doors To Help Prevent Auto Theft

Car-theft-prevention-tips-thinkstock-155251967It might seem obvious, but locking your car doors and taking your keys with you when you leave your vehicle are the first two tips offered by the Department of Transportation to help reduce your chances of vehicle theft.

Every 44 seconds a motor vehicle is stolen in the United States, and more than 40% of those thefts involve mistakes made by the drivers. With agency trend data showing that July and August are the worst months for vehicle thefts, the Department of Transportation is offering the following tips to help avoid thefts and increase the chance that vehicles are recovered:

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April 09, 2013

Your First New Car: What to Look For

Your First New CarChoosing your first new car is a big decision. Whether you opt for a snazzy sports car with a sunroof, a rugged SUV or a trusted and time-honored sedan, your car is a big-ticket purchase. 

There’s nothing like leaving the dealership confident, with the gleaming dashboard and new car smell a happy reminder that you made the right choice, and that it'll last a long time.

While some people may find it intimidating to haggle with a car salesman or overwhelming to choose from all the options out there, if you arm yourself with knowledge, buying a new car can be a good experience. You may want to consider following these tips from as you embark on your quest to find the right car for you:

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September 26, 2012

Infographic: Ticket? Uh-Oh. Now what?

TIcketAnother great infographic emerged this week on, this time about a subject we may not like to think about, but one that we all have to face sooner or later:  Getting a traffic ticket.  This graphic (which has a super-cool design, by the way) shows us all of the many, many offenses for which we may find ourselves the proud owner of a new citation, and what's more - lets you know what you can expect to happen to your insurance premium as a result.  Not a popular subject, but take a look, and hopefully this lovely graphic will help you keep yourself (and others) safe on the road - and your premiums at a minimum.

Hit the jump to see the whole graphic.

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June 18, 2012

Taking Three Generations on a Road Trip? Here are 9 Steps to Arrive Stress-Free

By Allstate

3GenRoadTripIncreasingly each summer, parents are packing up the SUV, squeezing in grandparents and the kids, and hitting the road for an ambitious intergenerational road trip.

But, from flat tires to family squabbles, planning a safe road trip with three generations on board is challenging. Here’s a step-by-step guide to planning your next extended-family excursion.

Step 1: Assess the passengers. Take an inventory of everyone’s interests, their physical abilities and their routines before settling on a destination (do you really want to disrupt a toddler’s sleep schedule? The youngest and oldest in the group offer a good reality check of what’s possible.

Step 2: Pick a “must-do”. Ask each family member to select one “must-do” activity. Everyone will feel like they have a voice in the planning process and will have something to look forward to, including moody teens.

Step 3: Set expectations early. Everyone should know what to expect in terms of stops, activities, etc. If your child needs an early bedtime to keep from getting cranky, be clear about this scheduling need from the start. The same goes for adults. If you’ll need regular Wi-Fi access or will be required to check in with your office, let the family know in advance. You should also establish a set of behavioral guidelines. Who will be the disciplinarian? What are the consequences for misbehavior?

Step 4: Talk about money. Communication can usually ward off money conflicts in a family, and an all-family vacation is no different. Decide where you’ll be cutting costs (4-star or budget hotel?), where you don’t want to, and, most importantly, who will be paying for what.

Step 5: Split up activities. Balance kid-friendly activities with historical and cultural attractions for adults. A trip through Virginia, for instance, might include a day at Colonial Williamsburg followed by a day at the neighboring Busch Gardens amusement park. Splitting up activities can also help balance energy levels: while parents and kids hit the amusement park, grandparents might enjoy resting at the hotel and reading.

Step 6: Keep it flexible. Yes, a great road trip starts with great planning. But micro-mapping a trip eliminates spontaneity and crams too many activities into each day. Instead, build in daily “free time” for things like naps, road-side attractions or even a short run.

Step 7: Prepare the car. Prior to hitting the road, take your car in for an oil change, a tune-up and a full cleaning. Stock it with things like water bottles, garbage bags, wet wipes and some entertainment (books, games, DVDs) to prevent kids from causing driving distractions.

Step 8: Upgrade your ride. Close quarters can lead to grumpy passengers. If your budget allows, consider renting a large van or even an RV. Everyone will have more personal space to relax. An RV can also double as a home-away-from-home, which can cut down hotel expenses.

Step 9: Enjoy the journey. Half the fun of a road trip is the spontaneous family sing-alongs or the prospect of retelling stories about getting lost. Patience and a good sense of humor will ensure the memories are ones you’ll want to keep—even if you’d like to forget all the questionable diner food you ate!

PamelaryanPamela Reyhan is the manager of digital content strategy for Allstate. She loves all things digital, is the mother of twin girls and is a former Diet Coke addict.


May 16, 2012

How the World Views Teen Drivers

A driver’s license is a big moment in a teen’s life. But it can be a tumultuous time for teen drivers too: lobbying parents for the keys to the family car, managing the distractions that come from sometimes-boisterous passengers and trying to earn respect from every other driver on the road. It certainly takes time and practice to learn how to be a good driver – and teens sometimes suffer from bad stereotypes. Here’s a fun take on how the world views them.


Audia_net_Pamela__0042_WebSizePamela Reyhan is the manager of digital content strategy at Allstate Insurance Company.  She loves all thingsdigital, is the mother of twin girls and is a former Diet Coke addict.

April 04, 2012

How to Prevent Pothole Damage (and What to Do if You Can't Avoid One)

PotholeYou likely don’t think about potholes until you rumble over one and your coffee spills and scorches your thighs. But hold onto your latte because the advent of spring temperatures means pothole season has arrived. Here are some preventative measures you can take to avoid what ultimately can be major damage to your car:

Keep tires properly inflated: The force of a pothole collision can cause structural damage to overinflated tires and cause underinflated tires to blow out. Keep proper tire pressure and note that low-profile tires (those with less rubber between the rim and road) offer less resistance to a blow from a pothole.

Avoid puddles: Suppress your inner child and avoid driving through puddles if you can. Those still waters could be hiding a pothole that runs deep.

Give yourself room: It’s always good practice to leave room between your vehicle and the car in front of you, but doing so during pothole season gives you more time to spot and react safely.

Slow down, and roll: If you see a pothole but don’t have time or clearance to avoid it, then reduce your speed and roll right through it. Braking on top of the pothole transfers vehicle weight to the front and can actually increase damage.

Hold firm: When rolling through the pothole, hold firm to the wheel and steer in a straight line to avoid losing control of your vehicle.

Check your vehicle: You’ve made impact. Are you feeling any vehicular vibrations? Is your steering off kilter? These and other symptoms are signs that you should have your car checked.

Rat them out: Most municipalities invite the public to report potholes, but a Montreal ad agency makes it easier than ever. Its free iPhone app, Pothole Season, uses Google Maps so users can tag a pothole in any city in the world; the app then emails local officials requesting a repair.

There may not be much you can do to prevent a pothole, but there’s plenty you can do to protect yourself and your car driving through the hazards cropping up—sometimes overnight—on spring roads.

Audia_net_Pamela__0042_WebSizePamela Reyhan is the manager of digital content strategy at Allstate Insurance Company.  She loves all thingsdigital, is the mother of twin girls and is a former Diet Coke addict.

February 09, 2012

Seven DIY Car Care Tips to Cut Your Maintenance Costs

Woman DIY CareStill trying to pare down your household budget? Here’s an option you might not have considered—doing more of the regular maintenance on your car.

The idea can be a little intimidating—even scary—for some. The website,, reports that one-third of women have some sort of “car-phobia” when it comes to servicing their cars.

You’ve learned DIY for your home, so why not for your vehicle? We’re not talking about a brake relining, but simple things that not only can cut your service expenses but also extend the life of your car, save on gas and keep you and your family safer on the road. Here are seven tips to get you started:

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January 06, 2012

10 Simple Recipes for Safe Winter Driving

Winter Woman Car CareMaking sure you and your family are safe on the road this winter is of course a high priority, but who has the time to think about this, let alone do what needs to be done? 

Don’t fret. Taking action doesn’t have to be all that complicated or time-consuming. Do you ever use those so-called “30-Minute Meal” recipes? Here’s the winter driving tips version: 10 simple and easy-to-follow precautions you can take to be better prepared—come snow, rain or shine.

Remember Your Sunglasses

The glare of the sun reflecting off snow or ice can be more blinding.

Keep Your Tires Inflated

Did you know that, according to the Farmer’s Almanac, each 10-degree drop in temperature will cause your tires to lose one pound of pressure? Check yours regularly, especially when arctic blasts arrive. 

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