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May 28, 2007

What To Do After A Traffic Accident

Ap_car_accident Summer is a busy time on our nation's highways -- and for traffic accidents.  Do you know what to do if you're in an accident?

An accident is stressful -- but it's important to stay calm, call the police, and exchange pertinent information from each party involved.  That includes names, addresses, telephone numbers, vehicle descriptions, and the names and badge numbers of emergency personnel and police.

It's critical to notify your insurance company immediately about the accident and don't let anyone talk you into settling damages on the spot.  How much insurance is enough?   Experts say you should have enough so that you don't have to tap into other assets if you get into an accident.

It's also a good idea to keep a disposable camera in your car to document an accident. If you are sued or injured, pictures of the original accident scene could be invaluable. Be sure to take a complete walk around your vehicle to look at all surfaces; sometimes it's easy to overlook a ding or scratch until after you have left the scene, and by then, it may be too late to include in your damage report.

Video courtesy of Newstream and Allstate Insurance

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