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January 05, 2015

Mastering Disaster: 10 Tips for Winter Road Safety from Ask Patty and MetLife Auto & Home®

Snow_winter_weather-thinkstock-160926545According to The Association for Safe International Road Travel, more than 1.24 million people die and 50 million are injured in car accidents on the roads of the world each year. With AAA predicting more than 88.7 million Americans hitting the highways this holiday season, it's especially important to extra diligent about traveling safely.

In light of these statistics, MetLife Auto & Home® recently launched the sixth video in its Mastering DisasterSM video series, “Road Safety,” created to help consumers prepare themselves in case of an emergency situation.

Before you hit the road, be sure you've prepared yourself, your car, and your family for the adventure ahead. And when you're on the road, make sure everybody in the car is properly restrained by their seatbelt or child safety seat!

SYLVANIA_zXe_Fog_lifestyle_s1. Prep your vehicle. Make sure it’s tuned up and in good shape. Check tire pressure and tread depth, replace wiper blades, check your headlights and fog lights, fill the windshield washer reservoir, refresh your antifreeze, and test the battery. Start your trip with a full tank of gas. Since visibility is so critically important to road safety, make sure your windows and windshields are clean before you leave.

2. Prep yourself. You've probably been driving for many years, and may have forgotten some of the simple rules of the road you learned in Driver's Ed. Give yourself a refresher course here at AskPatty (MetLife also offers an article similar to this on MetLifeYourLife.com) , where you can get a memory boost on such important aspects of driving as correct following distance, how to use that left lane correctly, and turn-signal reminders (my greatest weakness!). Before getting behind the wheel for your holiday travels, take a moment to be sure you understand your insurance policy, as many have 24/7 emergency support and can assist you with the claim process when you need it the most.

Kids_car-thinkstock-81747944-s3. Prep your kids. Make sure you bring plenty of books, games, DVDs, or whatever it takes to keep the little ones comfortable and prevent them from distracting the driver who needs to focus all attention on the road. And don’t forget the snacks!

Emergency-car-care-kit4. Prep your emergency/survival kit. Be sure you have jumper cables, non-flammable tire inflator, emergency water, flashlight and spare batteries, spare jackets and emergency blanket, and such first-aid necessities as batteries, antiseptic towlettes, and dressings.

Drowsy_driving-thinkstock-176998922-s 5. Stay alert. Sitting upright will help keep you attentive. Take plenty of breaks, and do not push yourself to meet an unrealistic schedule. If you get tired, pull off the road into a rest area or business and get some fresh air. If you can’t stay alert and focused, find a motel or campground to spend the night.

6. Be even more aware of other drivers. The reason is obvious: Holidays mean parties and drinking, which means more alcohol-impaired drivers. Officials with Mothers Against Drunk Driving (MADD) cite alcohol as a contributing factor in roughly 52 percent of all deadly accidents on Christmas Day and 57 percent on New Year’s Eve.

You can never be too prepared, especially when it comes to your car and being ready for whatever may happen when you’re on the road. Since road emergencies can happen to anyone, it is important to know what to do in case of an emergency. If your car should break down, be sure to follow these guidelines:

7. Turn on hazard lights to warn traffic approaching from behind.

8. Take nearest exit to seek help or pull off to the far right shoulder. Once you're safely out of traffic, then it is time to call for roadside assistance.

Once you're on the side of the road and waiting for help to arrive, be sure you follow these recommendations:

9. Raise the hood of the car to let others know assistance is needed

10. Set up emergency warning triangles to alert approaching traffic

 

 Did you know? By purchasing home or auto insurance through your employer’s benefit program, you could save money by taking advantage of group discounts. If your or your spouse’s employers offer access to MetLife Auto & Home's group insurance program, you could receive special savings - others who switched saved an average of $466/year!*

MetLife Auto & Home® has one $100 AMEX gift card along with a MetLife® blanket to give away to AskPatty readers. Just share the video http://bit.ly/MLRoadSafety to Twitter or Facebook using the hash tags #MasteringAuto and #CarAdvice and share a car safety tip that is most important to your family for a chance to win!  Giveaway ends January 23, 2015.  

Find out more about this Rafflecopter giveaway

 

Brandy Schaffels HeadshotAbout the author:

I am currently a member of the MetLife Auto & Home Insurance Blogger Program and this post is part of my involvement. While MetLife has provided me with materials and necessary resources to complete various activities, all statements and sentiment here at AskPatty are my own.

 

AMEX is not affiliated with MetLife Auto & Home and does not sponsor, endorse, approve, nor have any responsibility for this promotion. Each entrant into the giveaway completely releases Facebook. This promotion is in no way sponsored, endorsed or administered by, nor associated with, Facebook. No purchase necessary to enter. Purchase will not affect chances of winning. Taxes are the responsibility of the winner. Winner is selected by a random drawing. No substitutions or cash exchanges. Unclaimed prizes held for 30 days. Promotion may be conducted across several locations. Odds of winning depend on number of entries received. Void where prohibited. Entries must be received within contest period, available upon request. Age and residency requirements may apply. Entrant bears risk of lost entry ticket. Winner list is available upon request. Company bears no liability for winners’ use of prize. Acceptance of prize is waiver/release from liability.

 

MetLife Auto and Home*Savings based on MetLife Auto & Home’s 2014 countrywide research of its new call center customers’ annual average savings in 2013.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify.

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