How to Drive Safely in Severe Weather Conditions

March 08, 2009

Safe driving is always a priority, but it's even more critical to drive safely in severe weather conditions. If possible, it is best to postpone a trip if there is an extreme weather system moving through your area. But if you absolutely must hit the roadways, learning to keep yourself safe is the next best thing.

Winter weather conditions such as rain, wind, snow, ice, sleet and fog make driving difficult, but spending a few moments reviewing some safe driving techniques can help you reach your destination safely.

Safe Driving = Low Auto Insurance Premium
Let's face it: sooner or later, you might be forced to drive in harsh weather conditions. Therefore, it's crucial that you learn to do so safely. Depending on what part of the country you live in, your winter weather will vary. But no matter where you live, driving safely can help reduce the risk of an accident, keeping your auto insurance premium low and your wallet fat.

Plan Ahead
When driving in bad weather, the going is tough. You drive more slowly, it's more stressful, and it usually takes longer to reach your destination. If you didn't leave yourself enough time to reach your destination, your stress level will rise and your ability to drive safely could suffer. If you can take an alternate route to avoid the brunt of a weather system, do so. You may also want to consider postponing your trip until weather conditions have improved. Always carry a map and cell phone with you in case you get lost.

Remember Driver's Training
The first rule of driving in bad weather is a no-brainer: slow down! If you speed in bad weather, you're begging for a traffic accident. A number of experts recommend doubling the "cushion" between you and the car in front of you when driving in poor weather conditions. Brake time is slower in these conditions, and you must allow yourself more room to stop. If it is snowing or raining, make sure you turn your headlights on. If there's fog, use your low beams to increase visibility. Make sure everyone in the vehicle is wearing seatbelts at all times--it's the law in most states, but it can also save lives (especially when driving in bad weather).

If You're in Danger, Pull Over
If you are tired or the weather is getting too severe, pull your vehicle to the side of the road. Know your surroundings before pulling over--the last thing you need in severe weather is to have your vehicle caught in a snow bank.

Avoiding an accident is always the best way to keep auto insurance rates low. If you are paying too much, try comparing multiple auto insurance quotes online. Even if you have a ticket or accident on your record, you still may be able to save by shopping around and comparing quotes with the InsWeb quote form on AskPatty. Click HERE to shop and compare auto insurance rates!

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